Using Land as Collateral for a Construction Loan

While almost all home builders require a down payment to get started, Madison Homebuilders does not, with few exceptions. Madison Homebuilders builds your home on the strength of our company—so under average circumstances there is no need to even apply for a construction loan, saving thousands in construction loan interest. This post is a guide for those who are working with a home builder that requires a construction loan as part of their process and are thinking about using existing land equity to get a loan or line of credit to use as their down payment.

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How to Deal With Neighbors: Is it Time to Move?

When you moved into your current home, you may have made the decision based on the good location, the condition of the home, or a price that fit your budget. These three things sound like they have a good chance of ensuring the happiness and safety of you and your family, but one factor that may be hard to determine before moving in is: will you have problem neighbors? Even if you did make an effort to meet the neighbors before you moved in, neighborhoods change all the time and there is no way to ensure you won’t wind up living next to a problematic tenant or homeowner down the road.

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20 Smart Home Ideas to Use for Your Build

What is a Smart Home?

At the most basic level, a smart home is equipped with electronic devices that can be controlled remotely. A true smart home uses WiFi, Bluetooth, or similar technology to control many of the utilities and appliances in your home (like lighting, entertainment, and HVAC) remotely from mobile devices and sometimes from a hub in your home.

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Should I Use Fiber Cement or Vinyl Siding?

When building a home, you have a lot of choices. What many of them boil down to is whether you want a product that is cheaper now or one that will last for years to come. The siding options for your home are no different. And the biggest debate for most people comes down to fiber cement siding vs. vinyl siding. Most houses built today use one of these siding options.

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