Custom Homes Vs Spec Homes: Which is Right for You?

There are few things as satisfying as moving into a brand new home. The house is a blank slate upon which you can create your ideal environment for the way you and your family live and the things that are important to you.

If moving into a newly constructed home is something you dream of doing in the future, you have a few options to consider that will affect how personalized your space will be. Namely, you must decide between buying a custom home or a spec home.

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Using Land as Collateral for a Construction Loan

While almost all home builders require a down payment to get started, Madison Homebuilders does not, with few exceptions. Madison Homebuilders builds your home on the strength of our company—so under average circumstances there is no need to even apply for a construction loan, saving thousands in construction loan interest. This post is a guide for those who are working with a home builder that requires a construction loan as part of their process and are thinking about using existing land equity to get a loan or line of credit to use as their down payment.

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